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Health Care Museum Essay Example for Free

Social insurance Museum Essay Social insurance MUSEUM The Health Care Museum show is to affirmation the five most critical improvement...

Tuesday, November 26, 2019

Henrik Ibsens A Dolls House Essays

Henrik Ibsens A Dolls House Essays Henrik Ibsens A Dolls House Essay Henrik Ibsens A Dolls House Essay A play serves as the authors tool for critiquing society. It is rare that a person encounters the ability to rise above accepted social beliefs. Some plays help to reflect controversial issues that the audience can relate to because they interact in the same situations every day.  Henrik Ibsen was a Norwegian writer who was known for his critical view upon society. A Dolls House was written in the late 19th Century, this era and its traits are echoed in his play in many ways. Ibsen provides unique analysis and reflection on issues his culture never thought as wrong. In the play he tackles womens rights as a matter of importance being neglected, acknowledging the fact that in 19th Century European life the role of the women to stay home, raise the children, and attend to her husband was unfair. Ibsen shows us this in A Dolls House constantly when Nora is being dominated and controlled by Helmer. Nora is called a number of names by Helmer throughout the play. These include little songbird, squirrel, lark, little featherhead, little skylark, little person, and little woman. Helmer seems to be particularly consistent about using the modifier little before the names he calls Nora. These are all usually followed by the possessive my, signalling Helmers belief that Nora belongs only to him. Analysing this type of language you could say that not only is it slightly insulting, the references to small animals, physically refer to Nora as something weak and helpless making her inferior to him. Ibsen has again shown us this accepted part of society on page 25 when Helmer directly says Oh Nora, Nora, how like a woman! Ibsen shows us the insolence and discourtesy women were expected to accept because despite these comments Nora, throughout the play, does not question or even comment until the play is coming to a close. At this point Nora decides to challenge her husband and the idea that he controls her thoughts and actions. This kind of rebellion was extremely rare and unusual at this time, But it is unheard of for so young a woman to behave like this! . Ibsen, you could say, was slightly ahead of his time with his opinions on women because later in the century there was the womans movement and their long and complex journey to liberation, freedom and equality. Being a playwright on a particularly social level, Ibsens work imitated and questioned recognized contemporary culture and their ethics and views. Another recognised expectation of society during the 19th Century was the need to hold out an appearance that you are the ideal family, living in others eyes as kind, wealthy and happy. This is shown in the play through the Helmers family life and their need to hold themselves to others expectations. One of the first things, although minor, to happen in the play is Nora giving the Porter a pound after he asks for a shilling, our first impressions are of her generosity, but we soon after discover that Nora knows she cannot afford this with her threatening financial situation. Therefore to a certain extent this was not an act of kind-heartedness but more of the realisation of the probable neglect from society if they did not portray themselves as the ideal family to others. Ibsen shows us a second example of social acceptance with Krogstad and his fear of unemployment. Krogstad is obviously desperate not to experience this, most likely due to the fact that he would be exiled from society and thought of as unsuccessful if he could not acquire work. Ibsen was able to write about this situation extremely accurately because in 1836 his father, who had been prosperous until that  time, went bankrupt, in that culture and at that time it proved as a disgrace profound enough to affect him and his children for the rest of their lives. Ibsen had a slightly alternative style of writing, compared to other play writes at the time, trying to be as realistic and precise as possible. After the 1848 revolution, a new modern perspective was starting to appear in the literary and dramatic world, challenging the romantic tradition. Ibsen was mastering and popularising the realist drama derived from this new perspective, A Dolls House could easily have been just another modern play with another comfortable moral lesson. However, when Nora tells Helmer that they must sit down and discuss all this that has been happening between us, the play diverges from the traditional form. Ibsen raises issues which have not previously been considered, but not in a point blank way, instead he manages to make A Dolls House interesting and thought provoking. Ibsens major target audience was the middle class, as he was brought up in similar circumstances he was able to portray the thoughts and feelings of middle class life accurately. Ibsen chose to use colloquial language to emphasize this style of realism and to help relate to his audience. Despite this Ibsen also managed to tactfully reveal that the middle class did in fact have some flaws, his realist drama disregarded a number of things, for example the tradition of the older male moral figure.

Saturday, November 23, 2019

Learn How to Say I Love You in Japanese

Learn How to Say I Love You in Japanese One of the most popular phrases in any language is probably I love you. There are many ways to say, I love you, in Japanese, but the expression has slightly different cultural meanings than it does in Western nations like the U.S.   In Kansai-ben, a regional dialect spoken in south-central Japan, the phrase suki  yanen is used for I love you. This colloquial phrase has become so popular that its even used as the name of an instant noodle soup. Saying I Love You In Japanese, the word love is ai, which is written like this: æ„›. The verb to love is aisuru (愛㠁™ã‚‹). A literal translation of the phrase I love you in Japanese would be aishite imasu. Written out, it would look like this: 愛㠁â€"㠁 ¦Ã£ â€žÃ£  ¾Ã£ â„¢. In conversation, youre more likely to use the gender-neutral word aishiteru (愛㠁â€"㠁 ¦Ã£â€šâ€¹). If you wanted to express your affection for a man, you would say, aishiteru yo (愛㠁â€"㠁 ¦Ã£â€šâ€¹Ã£â€šË†). If you wanted to say the same thing to a woman, youd say, aishiteru wa (愛㠁â€"㠁 ¦Ã£â€šâ€¹Ã£â€š ). Yo and wa at the end of a sentence are sentence-ending particles.   Love Versus Like However, the Japanese dont say, I love you, as often as people in the West do, mainly because of cultural differences. Instead, love is expressed by manners or gestures. When the Japanese do put their feelings into words, theyre more likely to use the phrase suki desu (Ã¥ ¥ ½Ã£  Ã£  §Ã£ â„¢), which literally means to like. The gender-neutral phrase suki da (Ã¥ ¥ ½Ã£  Ã£   ), the masculine suki dayo (Ã¥ ¥ ½Ã£  Ã£   Ã£â€šË†), or feminine suki yo (Ã¥ ¥ ½Ã£  Ã£â€šË†) are more colloquial expressions.  If you like somebody or something very much, the word dai (literally, big) can be added as the prefix, and you can say daisuki  desu (Ã¥ ¤ §Ã¥ ¥ ½Ã£  Ã£  §Ã£ â„¢). Variations on I Love You in Japanese There are many variations on this phrase, including regional dialects or hogen. If you were in the south-central part of Japan surrounding the city of Osaka, for example, youd probably be speaking in Kansai-ben, the regional dialect. In Kansai-ben, you would use the phrase suki yanen (written as Ã¥ ¥ ½Ã£  Ã£â€šâ€žÃ£  ­Ã£â€šâ€œ) to say, I love you, in Japanese. This colloquial phrase has become so popular in Japan that its even used as the name of an instant noodle soup. Another word to describe love is koi (æ â€¹). The primary difference between using the word koi instead of ai is that the former is typically used to express romantic love for one person, while the latter is a more general form of love. However, the differences can be subtle, and there are many more ways to say I love you in Japanese if you want to be particularly eloquent.

Thursday, November 21, 2019

Finance Report Essay Example | Topics and Well Written Essays - 2500 words

Finance Report - Essay Example f beta measurements helps an investor in manipulating the portfolio in the changing economic times and ensures that investments patterns have higher probability of performance. The purpose of this study is to analyze use the study of portfolios, by learning their measurements, purposes, and methodologies to show how portfolios are instrumental in helping investors make informed investment decisions in the market. The volatility of the stock market invites investors despite the daily, quarterly, and the annual dramatic occurrences at the stock market. The average return of a security describes the value of the volatility of the stock market. The volatility of the portfolios is measured by the daily, monthly, quarterly, and yearly standard deviations. The standard deviations also show price variations, in the sense that when the prices are pooled together, the standard deviation tends to be very small and the reverse is true when the prices are spread apart. In the events of securities, when the standard deviations are higher, there is a greater dispersion of the returns and the risks associated with the investments are high. The risks that are created through the analysis of the daily, monthly, quarterly, or yearly averages, returns, and other measures of dispersions, are based on the degree of these analyses averages. As the chances of the expected returns lowers, the riskiness of the investments increases. According to the daily, monthly, and yearly average return, standard deviation, covariance, and correlation analysis it is clear that there is a strong link between the portfolio volatility and the stock market performances. In the analysis sheet 1, the stock portfolios of EQR, PSA, QEM, SPG, and VNQ represents the stock fluctuations that depends on volatility. A sample of the sheet1 is shown below. As shown in the table below, when the average daily range in the S&P 500 Index is low (the first quartile 0 to 1%) the odds are high (about 70% monthly and 91%

Tuesday, November 19, 2019

Bradtech Limited Company Essay Example | Topics and Well Written Essays - 1000 words

Bradtech Limited Company - Essay Example Apart from this the balanced scorecard focuses on integrating the output or performance different departments and units of the organisation in order to generate more effective consolidated end result (Lawrie & Cobbold, 2004). In this case analysis, the initial process of balanced scorecard has been utilised i.e. the generation of the important performance measures and indicators for the company. If the organisation will review and monitor these performance indicators on regular basis then there will be better control over the overall output and profits of the organisation. Overview of the Company: Bradtech is a subsidiary of another manufacturing company. It is currently facing a very stiff environment. The company under capital constraint from the parent company needs to expand its current capacity. But to this decision are affecting further conditions also: one of the major products of the company is losing its utility and thereby is facing a shrinking market; the other product alt hough new has its own set of constraints. One major constraint is its ability to be customised which requires prior ordering before manufacturing; this entails a vibrant supply chain which unfortunately the company does not have. All these restraints are not allowing the company to operate or compete effectively. Key Factors which should be Considered by Bradtech: Bradtech should prepare counter measures for the shrinking market share of its flagship product (product A). Whereas for its other product (product B), which needs to be customised as per the buyers demand, the company should adopt a pull based strategy to avoid inventory holding cost (Northcott and Smith, 2011). For this it needs to restructure its supply chain and make it vibrant, sensitive and efficient. Other key factor which should be considered is: relationship build with customers; who demand on time delivery, honest technical advice, good quality and product reliability. The company should come up with some form of competitive advantage at the service level to gain customers and prevent getting engaged in price competition. The company should keep track of its processes and try to minimise cost to raise its profit margins. For product A, it can be assumed that no new competitor will enter the market, looking at the current market crisis, so Bradtech should offer some sort of price benefits to capture more market share. Bradtech also has to utilise its capacity optimally because it is highly unlikely that it would receive additional funds to expand its current capacity. In this endeavour the company needs to undergo stringent capacity and space planning. The company also need to keep its parent company interested in its operations because if the parent company starts to believe that the Strategic Business Unit (SBU) is creating more trouble than it could handle, than the parent company may start thinking about divesture. Other key factor to consider would be the rising buyers’ power and the buyers’ tactics to play one supplier against other. Since the product has no additional offering the company will keep facing this

Sunday, November 17, 2019

Forgivenesses of sins Essay Example for Free

Forgivenesses of sins Essay Pardoners were supposed to issue papal indulgences (forgivenesses of sins) in exchange for alms money, which was to be given to the sick, poor, or another worthy cause. But many pardoners were out-and-out frauds, selling worthless pieces of paper, and even legitimate ones often kept more than their share of the proceeds. This Pardoner is from Rouncivalle, a London hospital well known for the number of illegal pardons connected with it. Most pardoners, like this one, claimed to have come straight from the court of Rome, with a bagful of pardons al hoot off the presses, though of course our Pardoner hasnt set foot outside England. NOTE: Fake pardoners claimed they could do almost anything for the right sum of money, even remove an excommunication. Despite widespread abuses, though, there still were plenty of people gullible enough to believe in a pardoners powers. Theres something suspect in the fact that the Pardoner sings Come hither, love, to me, to the Summoner, who accompanies him in a strong bass voice. Some see more than a hint of sexual perversion in this young man who has thin locks of yellow hair that he wears without a hood because he thinks its the latest style. His small voice and the fact that he has no beard, ne never sholde [would] have, leads Chaucer to suspect he were a gelding or a marea eunuch or effeminate man. NOTE: Scientific opinion of the day believed that thin hair represented poor blood, effeminacy, and deception, while glaring eyes like the Pardoners indicated folly, gluttony, and drunkenness. Chaucers audience would catch the references just as we would instantly see the significance of a villain in a black cape and with a black moustache. As if the description werent bad enough, the Pardoner tricks people into buying phony relics of saints, such as a pillowcase that he says was Our Ladys veil, or a piece of sail allegedly belonging to St. Peter. No wonder he makes more money in a day than the poor Parson does in two months. Ironically, Chaucer calls him a noble eccesiaste, since he can sing a church lesson beautifullyfor money, of course. His tale is right in character: he tells what the pilgrims say they want to hear. He says he bases his sermons on money being the root of all evil (he ought to know). But he admits hes not a moral man, although he can tell a moral tale. In his tale about three rowdies, he ironically delivers a sermon against gluttony and other sins. Afterwards, the Host lights into the Pardoners hypocrisy with such force that the Pardoner is speechless with anger. Chaucer is probably the earliest English poet youre likely to read. A first glance at the original Middle English of the Canterbury Tales, with all those strange-looking words, might be enough to tempt you to slam the book shut, either in disgust or in terror at having to learn it all. But take a closer look and examine some of the words. Youll see that many arent any harder to understand than when some people, trying to be olde-fashioned, write shoppe instead of shop. (Chaucers English is in fact where this idea originated. ) Try to get a dual-language edition of the Canterbury Tales, in which the Middle English original is printed on one side of the page and modern English on the other. When youve gotten some practice reading the original words and checking against the modern English, youll find that the rhythm of Chaucers poetry gets easier to understand. Why is it called Middle English? Simply because its at the midpoint between the ancient language spoken by the Anglo-Saxons of England and the English we speak today. In fact, you might feel grateful that youre reading Chaucer instead of the poetry of some of his fellow fourteenth-century poets, because Chaucers dialectthe Middle English spoken in Londonis the language that evolved into our English, while the dialects the other poets used died out. Imagine trying to read something written in a hillbilly drawl or in a Scottish brogue; standard English, even if its not what we speak all the time, is easier to read. Even if Chaucer had never written a word, it makes sense that the speech of London, the hub of English society, should develop into the standard English that eventually came over on the Mayflower. But Chaucer gave a great boost to the prestige of English, as Shakespeare did later on. Its partly because of Chaucers terrific (though unintentional) public relations job that the poet John Dryden, three hundred years later, called him the father of English literature. There is a robust flavor to Chaucers language that we cant get in a translation, no matter how good it is. You wont be able to get the nuances of all the old words. But after a while youll almost be able to hear the pilgrims chatting away. The opening of the General Prologue bursts with spring, with new life, and shows that Chaucer is both similar to and different from his poetic predecessors. He uses many images of spring that would be familiar to a medievel audience: the April showers (familiar to us too) piercing Marchs dryness, the licour in each plants vein, the breezes inspiring the crops. Its short, but enough of a description to give us a sense of waking up to new and exciting events. Even the birds sleep with open eyes because of the rising sap. Then, instead of moving from the conventional spring setting to a description of courtly romantic or heroic deeds, as his audience might expect, he draws us into a very down-to-earth world. Spring isnt romance; its the time of year when people long to go on pilgrimages. We can all identify with the feeling of spring fever, when we want to travel and shake off the winter doldrums. Whats more, in case we or Chaucers listeners are expecting a conventional medieval description of moral allegorical typesGreed, Love, Fortune, etc. or battles, were in for a shock. Other poets presented characters for moral purposes or to embody ideals such as courtly love. But Chaucer doesnt deal in types, whether religious or courtly, but in portraits of real people. He even ignores the unwritten rule of the time that, if youre describing someone, you start at the top, very orderly, and work down. Chaucer will start with someones beard, then hat, boots, tone of voice, and finally his political opinions! (Thats just a partial description of the Merchant. ) Hes not reporting for a moral purpose, but out of love of life and the people around him. Imagine that youre minding your own business in a wayside tavern and in burst 29 people representing every facet of society. For Chaucer, that meant the nobility, embodied in the Knight and Squire; the church, in the form of the Prioress, Monk, and others; agriculture (the Plowman); and the emerging middle class (the Merchant, Franklin and tradesmen). Rather than shy away from this motley crew, Chaucer the narrator (who is not the same, remember, as Chaucer the poet) befriends and describes them, inserting his own opinions freely.

Thursday, November 14, 2019

Nonuniversal Effects in Bose-Einstein Condensation :: Albert Einstein Gases Science Essays

Nonuniversal Effects in Bose-Einstein Condensation In 1924 Albert Einstein predicted the existence of a special type of matter now known as Bose-Einstein condensation. However, it was not until 1995 that simple BEC (Bose-Einstein condensation) was observed in a low-density Bosonic gas. This recent experimental breakthrough has led to renewed theoretical interest in BEC. The focus of my research is to more accurately determine basic properties of homogeneous Bose gases. In particular nonuniversal effects of the energy density and condensate fraction will be explored. The validity of the theoretical predictions obtained is verified by comparison to numerical data from the paper begin{it}Ground State of a Homogeneous Bose Gas: A Diffusion Monte Carlo Calculation end{it} by Giorgini, Boronat, and Casulleras. end{abstract} %dedicate{To my parents for their supporting me through college, %to God for all the mysteries of physics, and to Jammie for her %unconditional love.} %newpage %tableofcontents newpage section{Introduction}   Ã‚  Ã‚  Ã‚  Ã‚  The Bose-Einstein condensation of trapped atoms allows the experimental study of Bose gases with high precision. It is well known that the dominant effects of interactions between the atoms can be characterized by a single number $a$ called the S-wave scattering length. This property is known as begin{it}universalityend{it}. Increasingly accurate measurements will show deviations from universality. These effects are due to sensitivity to aspects of the interatomic interactions other than the scattering length. These effects are known as begin{it}nonuniversalend{it} effects. Intensive theoretical investigations into the homogeneous Bose gas revealed that properties could be calculated using a low-density expansion in powers of $sqrt{na^3}$, where $n$ is the number density. For example the energy density has the expansion begin{equation} frac{E}{N} = frac{2 pi na {hbar}^2}{m} Bigg( 1 + frac{128}{15sqrt{pi}}sqrt{na^3} + frac{8(4pi-3sqrt{3})}{3}na^3 (ln(na^3)+c) + ... Bigg) label{en} end{equation} The first term in this expansion is the mean-field approximation and was calculated by Bogoliubov cite{Bog}. The corrections to the mean-field approximation can be calculated using perturbation theory. The coefficient of the $(na^3)^{3/2}$ term was calculated by Lee, Huang, and Yang cite{LHY} and the last term was first calculated by Wu cite{wu}. Hugenholtz and Pines cite{hp} have shown that the constant $c_1$ and the higher-order terms in the expansion are all nonuniversal. Giorgini, Boronat, and Casulleras cite{GBC} have studied the ground state of a homogeneous Bose gas by exactly solving the N-bodied Schr"odinger (to within statistical error) using a diffusion Monte Carlo method.   Ã‚  Ã‚  Ã‚  Ã‚  In section II of this paper, theoretical background relevant to this problem is presented. Section III is a brief summary of the numerical data from Giorgini, Boronat, and Casulleras.

Tuesday, November 12, 2019

Capital Budget Essay

Looking at River County plan for several capital acquisitions for the coming year which include the purchase of two new garbage trucks at $150,000 each, one new bulldozer at $240,000, three new riding lawn mowers at $16,000 each, and construction of an activity center in the part for $650,000. The expected lifetime of the various capital items is 10 years for the garbage trucks, 8 years for the bulldozer, 5 years for the lawn mowers, and 40 years for the activity center. Due to the current credit rating of River County, River County was approved for a 6% interest rate on all vehicles and lawn mowers, and a 3% interest on the activity center. The total cost to finance both garbage trucks for one year is $20,380.19 and the total cost is $203,801.90 for 10 years. The yearly cost to finance the bulldozer is $38,648.63 and the total cost is $309,189.04 for 8 years. The total cost of financing all three lawn mowers for a year is $11,395.03 and the total cost for 5 years is $56,975.15. The yearly cost to finance the activity center is $28,120.55 and the total cost is $1,124,822.22 for 40 years. The total cost for the capital budget from year 1 to year 5 will be $126,664.95. The total budget cost from year 6 to year 8 will $115,269.92 and from year 9 to 10 $76,621.29. From year 10 unto year 40, the budget would be $28,120.55 for the activity center. However, River County would pay off the lawn movers in 5 years, bulldozer in 8 years, and garbage trucks in 10 years the issue of depreciation stills needs to be addressed. The current value of the equipment would need to be appraised to determine if it is still operational according to River County standards, or do the equipment need to be replaced. If River County decides to replace the equipment then the revenue from the savage would be used to re-invest in to new equipment and the capital budget would be updated. With the current River County budget the tax revenues received from the county would be more than sufficient, but if there is a budget short fall, River County could issue 5 year municipal bonds to cover the cost. Reference: Finkler, S.A. (2010). Financial management for public, health, and not-for-profit organizations (3rd ed.). Upper Saddle River, NJ: Pearson Prentice Hall Martinson, O. B. (2002). A look at cost accounting in the service industry and the federal government.The Journal of Government Financial Management, 51(1), 18-25. Retrieved from http://search.proquest.com/docview/222373894?accountid=32521 Rodriguez, J. F. (1994). Sound principles: New adaptations. The Government Accountants Journal, 43(3),35. Retrieved from http://search.proquest.com/docview/222431343?accountid=32521

Sunday, November 10, 2019

An Alternative Theory of Economics Essay

Economics is usually defined as the problem of how best to distribute limited resources, limited because wants are characterised as unlimited, but common sense tells us that rather than limited resources, there is an abundance of resources. The difference is one of perspective and this is core to any alternative understanding of economics. If wants are the focus, then of course resources are limited by definition, but if minimum needs or essentials are used as the foundation, then resources are seen to be abundant. The difference is between a description and an explanation. A focus on wants or desires describes a market situation, while a focus on essentials or needs allows an explanation of choices to begin. It is necessary to shift the basis of economic theory away from assumptions of scarcity and onto that of the reality of high production if a rational explanation is to be found as to why certain activities are profitable and others, despite their desirability on social or moral grounds, are not. This begins with the understanding that an abundance of resources means that not all need to work productively and that some use more resources than others. Who shall be the lucky ones and how to keep the unlucky quiet is fundamental to the running of most economies. Abundance is therefore an economic problem because the choices opened up by having more resources than is strictly needed to live presents a danger to those processes of production and the command that some have over resources that created the abundance in the first place. Why does so much waste exists along side so much poverty in the world? The orthodox assumption of scarcity has survived even the staggering levels of surplus of modern economies because this assumption suits the needs of those who command resources and who prefer to ensure that the economy does not become democratised; that unpleasant tasks are done by someone else, that some win and many lose. An Economic theory based not on scarcity but on abundance is a theory that seeks not to describe distribution but to explain choices. The development of such a theory would undercut the dominance of those satisfied with the current methods of production and control over resources. It would do so by revealing the choices made to limit the production of essentials and to divert resources to the production of luxury and fashion goods. A distribution of resources currently labeled scarcity’.

Thursday, November 7, 2019

Essay about Financial Statement Analysis

Essay about Financial Statement Analysis Essay about Financial Statement Analysis Wells Fargo Co. and SunTrust Bank are two of the largest US banks, both in the top on SNL Financial’s list of 2012’s largest banks (Forbes, 2012). Although both companies are in the same business they each do business in different ways, with different focuses. Wells Fargo is a larger national bank, with branches and ATM’s in 39 states, SunTrust is a slightly smaller regional bank with branches located in only the south east in 9 states. Both banks use customer deposits to fund their primary income source of loans and mortgages, as well as offering financial advisors and investments. Over the recent recession both banks have found ways to remain profitable, Wells Fargo even used to opportunity to expand its market with the takeover of Wachovia Banks, expanding their branches into 15 more states and the District of Columbia beginning December 31, 2008 (WF, 2009). Along with new opportunities the recent financial crisis has brought more stringent regulation in the banking industry. Because of the importance of banks in the local, state, and federal economies the financial industry is heavily regulated at each level. After the weaknesses exposed by the recent financial crisis new regulations were put in place. Among these regulations was the Dodd-Frank Act, signed into law July 21, 2010, the Dodd-Frank Act mandates annual stress tests to ensure intended to ensure institutions have sufficient capital to absorb losses and support operations during adverse economic conditions so that they do not pose risks to their communities, other institutions, or the broad econo my† (FRB, 2013). The most recent of these stress tests just concluded at the beginning of March 20 13. Other areas of consideration for both financial institutions are the interest rates, both the discount rate the Federal Reserve charges banks to borrow money, as well as the rates both paid and charged by competing banks and credit unions. If a competing bank offers significantly higher interest on deposit accounts then clients may move money away, leaving the banks less capital available to lend, similarly if competing banks or credit unions offer loans with significantly lower interest rates the bank may also lose customers, or lose income as they try to match the lower interest rates. Additionally the economy as a whole greatly affects the banking industry; higher unemployment will mean fewer deposits are being held in the bank lowering the total amount the banks can lend out to their customers, higher unemployment also results in less borrowing as customers have less disposable income to buy new cars, make home improvements, or buy a new home. A sagging housing market results in lower home prices so the mortgages that are taken

Tuesday, November 5, 2019

How to Teach English Using Newspapers

How to Teach English Using Newspapers Newspapers or magazines are a must-have in every classroom, even beginner classrooms. There are a number of ways to use newspapers in the classroom, ranging from simple reading exercises to more complex writing and response assignments. Here are suggestions on how to use newspapers in class arranged by linguistic objective.   Reading Straight forward reading: Have students read an article and discuss.Ask students to find articles from different nations on a global topic. Students should compare and contrast how different nations cover the news story. Vocabulary Focus on word forms using colored pens. Ask students to circle different forms of a word such as worth, worthy, worthless, etc. in an article.  Ask students to find various parts of speech such as nouns, verbs, adjectives, adverbs.Make a mind-map of an article relating ideas through vocabulary.Focus on words related to certain ideas. For example, ask students to circle verbs that are related to finance. Have students explore the differences between these words in groups. Grammar Discuss the use of present perfect for recent events that have an effect on the current moment by focusing on truncated newspaper  headlines that use the past participle such as  XYZ Merger Done Deal, Law Approved In SenateUse colored pens to focus on grammar points. For example, if you are studying verbs that take the gerund or the infinitive, have students highlight these combinations using one color for gerunds and another color for infinitives. Another option is to have students highlight different tenses in different colors.Photocopy an article from a newspaper. White out key grammar items that you are focusing on and have students fill in the blank. For example, white out all the helping verbs and ask students to fill them in. Speaking Break students up into groups and read a short article. Students should then write questions based on this article, and then exchange articles with another group providing questions. Once groups have answered the questions, get students into pairs, one from each group, and have them discuss their answers.Focus on ads. How are the ads pitching their products? What messages are they trying to send? Listening / Pronunciation Ask students to prepare two paragraphs from a newspaper article. First, students should all the content words in the passage. Next, have students practice reading the sentences focusing on using correct intonation of the sentence by focusing on content words. Finally, students read to each other asking simple questions for comprehension.Focus on an IPA symbol or two through the use of minimal pairs. Ask students to underline example of each phoneme practiced. For example, have students compare and contrast the phonemes for the short /I/ sound and the longer ee of /i/ by looking for representative words with each phoneme.Use a news story that has a transcript (NPR often does provides these on their website). First, have students listen to a  news story. Next, ask questions about the main points of the story. Finally, ask students to listen while reading the transcript. Follow up with a  discussion. Writing Have students write short summaries of news stories they have read.Ask students to write a newspaper article of their own for a school or class newspaper. Some students can do interviews, others take photos. Alternately, use the same idea to create a class blog.Lower level students can use photos, charts, pictures, etc. to begin writing descriptive sentences. These can be simple sentences describing what someone is wearing to practice related vocabulary. More advanced students can write about the back story of photos such as why the person was in a certain situation shown in a photograph.

Sunday, November 3, 2019

Assignment Essay Example | Topics and Well Written Essays - 250 words - 48

Assignment - Essay Example s as breeders and argues that the proposal would make the parents take care of their children and women will be looked at like investments especially when expectant. The idea is absurd and does not solve the problem of poverty in Scotland. The essay presents the proposal to be cannibal and employs irony with the focus being on the reduction of the number of children born at all cost. The use of rhetoric in presenting the idea of cannibalism is effective and presents the idea in a broad and accurate perspective. In fact, rhetorical presentation of the proposal makes the essay interesting and fun. However, the critical evaluation of the proposal indicates that the proposal is absurd and non-operational because it proposes what cannot be done or implemented in life. The essay presents the challenge of family planning by presenting children as an investment for the family rather than a dependent. In brief the essay is simple with a lot of rhetoric

Friday, November 1, 2019

Personal statement for second year Example | Topics and Well Written Essays - 500 words

For second year - Personal Statement Example My passion for digital work is one of the factors that distinguishes me from other candidates who are applying for this program. I am intrigued when I interact with digital media in the internet, news media or billboards. My interest is drawn to the work and skills that goes into these forms of communication in order to make them effective in eliciting the reactions they elicit in the target audience. My attention to detail is another reason that justifies my suitability for this program. This is because I believe that attention to details will enhance my appreciation of the content of this program (Holzschlag 23). My upbringing and education has exposed me to different cultures, imparting in me cultural diversity. This potential will help me study with ease in the culturally diverse population of your school. I am sociable and studying in your institution will give me an opportunity to make connections and network. This will also help me get along well with the members of my study group as can be assigned by my professors. My self-drive will help me work on my academic projects and assignments with minimal guidance from my supervisors (Holzschlag 24). I have developed initiative potentials and problem solving skills from my experience. This rekindles my memory to one time, when in primary school, I lacked school fees, and this seemed insurmountable at first. I came up with an idea to start a small photography shop near my home and my father embraced the idea, bought a pinhole camera, and started the shop. I helped run the shop after school and on weekends and this helped us raise funds for school fees and upkeep. Although the shop closed down after my father got another job and me and my siblings went to high school, I will be forever grateful for this encounter because it is here that I developed interest in photograph y and it has been growing ever since (Holzschlag 24). In conclusion, I believe that I have